Compare the Best Local Rates

Current Best Bank and Credit Union Rates in Fairbanks, AK

While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.

Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Fairbanks, AK. Fairbanks Banking Rates has put together a list of the top Fairbanks interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

Best Savings Interest Rates in Fairbanks



  • Spirit Of Alaska Credit Union: 0.55%
  • Mt. McKinley Bank: 0.2%
  • Denali State Bank: 0%


Highest Fairbanks 6-Month CD Rates



  • Spirit Of Alaska Credit Union: 1.01%
  • Mt. McKinley Bank: 0.7%
  • Denali State Bank: 0%


Top Fairbanks 12-Month CD Interest Rates



  • Spirit Of Alaska Credit Union: 1.51%
  • Mt. McKinley Bank: 0.9%
  • Denali State Bank: 0%


Best 24-Month CD Rates in Fairbanks



  • Spirit Of Alaska Credit Union: 1.92%
  • Mt. McKinley Bank: 1.51%
  • Denali State Bank: 0%



Please note that these rates are accurate as of the publish date but are subject to change at any time. There may also be additional terms like balance requirements or fees that must be met in order to earn the above rates.


Check rates in these cities in Fairbanks: See Cities