In order to get credit card offers for low interest rates, you have to establish good credit. Low credit card interest rates are hard to come by, but not impossible to obtain. Check your credit score to make sure you’re doing everything necessary to maintain good credit.
Fairbanks Banking Rates explains what you should know to obtain a free copy of your credit report so you can take advantage of the low credit card rates available in Fairbanks.
- You are entitled to a credit report. Every 12 months, you may request a credit report at no cost to you from any of the national consumer reporting companies, Equifax, Experian and TransUnion.
- There is a central website and phone number created so that you may request your report from any of those three companies. Do not contact them directly – visit annualcreditreport.com or call 1-877-322-8228.
- Any other company that claims to provide credit reports or credit scores free of charge is not part of the legally mandated program and usually come with hidden fees or strings attached.
When you have determined that your credit is in good standing and will help you get an affordable credit card, rely on Fairbanks Banking Rates for up-to-date information on a variety of cards and interest rates.