About Fairbanks Banking Rates
At Fairbanks Banking Rates, our goal is to help you save more by connecting you with the top local credit unions and banks in the city. You can easily compare thousands of interest rates on loans or deposit accounts until you find one that meets your financial needs.
If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
Given the volatility of the stock market, many people are turning to safer methods of saving money. One such method is investing in CDs. If you find a great CD rate in Fairbanks, you can save quite a bit of money and help you and your family achieve your financial goals. 
Savings account rates across the nation will fluctuate over time, which means it’s important to check up on the latest rates near you and be sure you’re still earning the highest interest rate possible. Let’s examine what savings account interest rates are presently doing right now.
Current Rates in Fairbanks, AK 
April is here, and it’s a great time to ramp up your savings to prepare for summer by finding the highest interest rates in Fairbanks.
Below you will find a list of the top Fairbanks Banking Rates financial institutions with the best interest rates in Fairbanks today. Find out where you can obtain the highest rates and get your savings back on track. 
While local financial institutions like community banks and credit unions are known for offering higher rates on deposit accounts, there are definitely a few that stand out as highly competitive.
Now that it’s the end of the month, let’s take a look at where the best banking rates can be found in Fairbanks, AK. Fairbanks Banking Rates has put together a list of the top Fairbanks interest rates (within 50 miles of the city) for both savings accounts and certificates of deposit:

It’s getting close to the end of March and CD rates in Fairbanks have adjusted slightly since last month. If you’re looking for a competitive CD rate to boost your savings, take a look at the latest rates for various term lengths below:
Best Fairbanks 6-Month CD Rates
- Spirit Of Alaska Credit Union: 1.01%
- Mt. McKinley Bank: 0.7%
- Denali State Bank: 0%
Highest 12-Month CD Rates in Fairbanks
- Spirit Of Alaska Credit Union: 1.51%
- Mt. McKinley Bank: 0.9%
- Denali State Bank: 0%
Top 24-Month CD Rates in Fairbanks
- Spirit Of Alaska Credit Union: 1.92%
- Mt. McKinley Bank: 1.51%
- Denali State Bank: 0%
Please note that these rates are accurate as of the publish date but are subject to change at any time in the future.
During a rocky economy, a Fairbanks savings account can give your money the security it needs while still earning a little interest. Of course, finding the savings account in your area with the best interest rate will benefit your money the most.
The average savings account interest rate in Fairbanks is presently 0.19% APY, but there are plenty of financial institutions nearby with better rates to offer. Below is a list of the current highest savings rates in and around Fairbanks: 
Fairbanks Banking Rates helps people with different incomes, different goals, and different lifestyles by finding the best Fairbanks rate information. Rates options include:
- Fairbanks, AK mortgage refinance rates
- Fairbanks, AK insurance rates for homes and automobiles
- More banking rate information available from US Banking Rates
Fairbanks Banking Rates is here to help you try and find the rates information you want. Our extensive network of Fairbanks loan officers, insurers and mortgage brokers could help you find the right rates for your budget and your dreams. Before you open an account, check your free credit report to see what lenders see.
At Fairbanks Banking Rates, you can compare checking and savings account rates in Fairbanks. Our data is always current and up-to-date to ensure that you get the best rates possible.
As you make this decision to choose a Fairbanks bank, we can also help you:
- Improve your credit with a free credit report
- Compare national checking account rates
- Decide whether you need a savings account or to take advantage of high CD rates
